Bad Credit Loan Modifications

Loan modifications are not credit based so your credit is not analyzed. This is not a typical refinance where an applicant must qualify based on credit history, job history, income and assets. This is strictly a comparison of your liabilities versus your income. If we can prove that you can pay your mortgage at a certain payment per month then we can modify your loan. Bad credit loan modifications are the same as good credit loan modifications. They are all designed to keep the homeowner in their home and away from foreclosure. As hard as it might be to believe but banks do not want to foreclose on your home. They take huge losses on repossessed properties. So, if you have mortgage lates, collections, judgments, liens or any other derogatory credit do not let it deter you from calling us to get your loan modification process started.